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How To Apply Pradhan Mantri Mudra Yojana (PMMY)
In this article, you will know how to apply Pradhan Mantri Mudra Yojana (PMMY).
If you want to receive any kind – shishu, kishore and tarun loan. Then you have to follow the steps mentioned here. With which you will be able to get loans easily –
- Firstly, the applicant will have to choose one of the banks that provides Mudra loan in their area.
- After this the applicant will have to go to the nearest bank.
- Now after reaching the bank, you will have to give your business idea and completely corrected form together with identity certificate, business certificate and recent passport size photographs and other necessary documents.
- After completing all the required steps by the bank, if the applicant is found eligible for the loan, then the loan will be made available. This process may take some days.
Banks and Institutions which provides Pradhan Mantri Mudra Loan Yojana –
Almost all the banks in India provide loans to the citizens under the Mudra Loan scheme. You can also get loan from the following banks under Pradhan Mantri Mudra Loan Yojana –
- From 27 public bank
- From 17 private bank
- 31 Regional Rural Banks
- From 4 cooperative banks
- 36 Microfinance Institutions
- From 25 NBFC
Required Documents For Pradhan Mantri Mudra Yojana
If you want to apply for Pradhan Mantri Mudra Loan Yojana in any bank. You will need some required documents mentioned below –
- Identity card – Voter ID, driving license, PAN card, Aadhar card, as well as passport.
- Certificate of identity – telephone bill, electricity bill, property tax slip, voter ID card, Aadhar card as well as passport.
- Caste certificate
- Business certificate
- Statement of bank account if you are an existing customer of that bank.
- Project report as well as Photo
While giving loan under Pradhan Mantri Mudra Loan Scheme, all loan applicants will also get Mudra card by the bank. This card is also like ATM Card.
By this card the applicant can spend up to 10% of the money. You can use it anywhere to withdraw as well as pay any ATM. The main purpose of the Mudra card is to fulfill all the requirements of traders’ working capital (current capital).
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